Month: March 2023

Banqer 2

Today for Banqer we have been learning the definitions of even more financial terms. We had 14 cards, seven of them were the words and the other seven were the definitions, here are the words with their definitions,

  1. Interest rate, the rate at which you are charged every week. This is a percentage of the overdraft balance each week.
  2. Weekly service fee, A fee that you regularly pay to the bank for having an overdraft.
  3. Bankruptcy, when you have no money left and cannot pay your debts.
  4. Max overdraft limit, the maximum amount of money you are allowed to borrow.
  5. Setup fee, a one off charge that is sometimes called an establishment fee.
  6. Arranged overdraft,  when you apply to the bank to borrow more money than is in your bank account.
  7. Unarranged overdraft, When you spend more money than you have is in your bank account.

Last week we also had to work out the meanings of other words, here they are,

  1. Debit cards, a card that takes money from your bank account.
  2. Credit card, a card that borrows money from the bank, you also have to pay back the money you borrowed.
  3. After pay and Hire purchase, When you get something and pay later, the difference between them is that with a hire purchase you have to pay interest and with after pay you don’t.
  4. Personal loan, money you borrow from the bank to buy a car, etc.
  5. Overdraft, when you put more money into something than you already have.

eSmart Digital License

This year we are using a website called eSmart. On eSmart there are modules about how to be sensible online, each module has around 60 questions involving things that can happen on the internet. So far I have learnt ways to stop cyberbullying and other things people do to be mean to others, I have also learnt many different ways to balance your use of technology.

Punctuation Writing

Today we had to write something with certain punctuation, I had to use commas. Here is the writing I have made:

DMIC Math Problems

DMIC math problems are short math stories that you must work together in a group to complete. Everybody needs to focus, take turns with the pen and listen to the person with the pen. Once you and your group have completed the problem, you need to wait until all the other groups have finished and then you can share how you solved the problem.

Cycle Safety Part 2

What information is on their page?

Tips and information and biking.

 

Can you find information about bike maintenance? 

  • Helmet, which is a legal requirement in NZ.
  • White front and red rear lights, visible from 200 metres away.
  • Hi-vis or brightly coloured clothing.

 

What are the ABCs of bike maintenance?

The ABCs of bike maintenance are Air, Brakes, Chain.

 

How many kilometers of cycleways are there in Christchurch?

There are more than 60km of cycleways

 

What is a hook turn?

A safer way to turn right at an intersection.

 

What is a greenway?

An arrow that indicates the best place bike on the road,

 

What is something you found interesting while exploring the Christchurch City Councils pages?

I found everything I read interesting.

Maths: Solving Linear Equations

Step 1: Divide the equation into 2 parts, left hand side and right hand side: LHS: 6x – 7    RHS: = 29

 

Step 2: Get rid of the – 7 by adding 7, but anything you do to 1 side, you do to the other: 6x – 7 + 7 and = 29 + 7 = 36

 

Step 3: Now get 36 and divide it by 6 which is 6, so x = 6

Cycle Safety

This week is walk or wheels week and we have been learning about cycle safety, here are some things we have learnt:

The rules you must follow when you are biking are following the give way rules, using hand signals, pass people safely and don’t surprise them, keep left when it’s safe, make sure only two riders are side by side, don’t get distracted when riding and don’t ride on footpaths.

Riding defensively means that it is you responsibility to be aware of hazards and scanning for them to be ready to handle them.

Here are the hand signals that cyclists should know: Extend your left arm and hand to signal that you are going to turn or move left, Extend your right arm and hand to signal that you are going to turn or move right and Extend your right arm and raise your forearm and hand to signal that you are going to stop

Banqer

This year we have been using Banqer Primary. Banqer is a is a website where you can earn virtual money, pay bills and other things involving money. I have learnt the meanings of lots of financial terms and also some words that I didn’t know about before. One thing I have learnt is that the word referee has two meanings, a sports referee and someone who your employer can contact to see if you would be a good employee. I’ve also learnt the difference between salaries and wages, a salary is a payment you get no matter how long you work for and a wage is a payment you get depending on how long you work for. One more thing I learnt about is a job description, which I can’t believe I didn’t expect to exist, a job description is a thing that tells you about the job you want to apply at so you know what stuff you do at the job. I know that there were a lot more things I learnt about but that was all I can remember.